The Isle of Man property market in 2025 is showing resilience and opportunity. While headlines often focus on affordability or interest rates, the reality is more positive, especially for buyers and sellers ready to make a move.
Market overview
The Isle of Man Housing Market Review (April 2025) showed steady growth, and Q2 data confirms momentum:
- Average house price: £386,566
- Average flat price: £203,986
- Weighted average property price: £352,185
These figures reflect confidence and sustainable growth, not a bubble.
Affordability: Signs of balance
- More buyers entering with realistic expectations and long-term plans.
- First-time buyers benefitting from structured lending safeguards.
- Stress tests easing and competitive mortgage products improving access.
Buyer confidence returns
House sales are climbing, investors are re-engaging, and mortgage lending is up £9.8m year-on-year. Sellers who present homes well and price realistically are seeing strong results.
External drivers
- Continued UK buyer interest in Island lifestyle.
- Infrastructure investment and population growth targets underpin demand.
- More homes on the market = more choice for buyers and engaged audiences for sellers.
Looking ahead
With the Bank of England base rate at 4% and more cuts expected, borrowing could become even cheaper. That means new opportunities for both buyers and sellers.
If you’re considering your next move, Koops & Co is here to make it simple, stress-free and supported every step of the way.
